Legal

Terms of Service

Last updated: April 11, 2026

1. Agreement

These Terms of Service ("Terms") govern your access to and use of nmacademy.xyz and all related products, services, content, communities, memberships, mentorships, educational materials, and digital offerings provided by NM Academy ("NM Academy", "we", "us", or "our").

By accessing the website or purchasing, using, or joining any of our services, you agree to be bound by these Terms. If you do not agree, do not use the website or services.

2. Eligibility

You must be legally capable of entering into binding agreements under the law applicable to you. You are responsible for ensuring that your use of our services is lawful in your jurisdiction.

3. Educational Purpose Only

NM Academy provides educational content only. Nothing on this website or in our services constitutes:

• investment advice
• financial advice
• legal advice
• tax advice
• accounting advice
• brokerage services
• portfolio management
• asset management
• fiduciary services
• an offer or solicitation to buy or sell securities, futures, options, forex, crypto assets, or any financial instrument

All content is general in nature and is not tailored to your financial situation, investment objectives, or risk tolerance.

4. No Client Relationship

Your use of the website or services does not create any adviser-client, fiduciary, broker-client, partnership, employment, agency, or similar relationship between you and NM Academy.

5. No Guarantees

We do not guarantee:

• profitability
• performance
• income
• funding success
• payout success
• account growth
• consistency of results
• suitability of any strategy for you
• accuracy, completeness, or uninterrupted availability of the website or services

Past performance, examples, and case studies do not guarantee future results.

6. User Responsibility

You are solely responsible for:

• your trading and investment decisions
• your use of any information or educational content
• evaluating whether any strategy is appropriate for you
• obtaining independent professional advice where necessary
• complying with laws, regulations, exchange rules, tax obligations, prop firm rules, and broker terms applicable to you

You acknowledge that trading and investing involve substantial risk and that you may lose some or all capital.

7. Accounts and Access

If account registration is required:

• you must provide accurate and current information
• you are responsible for maintaining the confidentiality of your login credentials
• you are responsible for all activity under your account
• we may suspend or terminate access where we reasonably believe there is misuse, abuse, fraud, unauthorized sharing, or breach of these Terms

We may refuse service or access at our reasonable discretion where necessary to protect the business, community, users, or legal compliance.

8. Personal Use Only / No Sharing

Unless expressly authorized in writing:

• access is personal, limited, non-exclusive, revocable, and non-transferable
• you may not share login credentials
• you may not share paid content, community access, files, recordings, templates, PDFs, videos, or other materials with third parties
• you may not reproduce, republish, resell, sublicense, record, distribute, or commercially exploit our content

9. Intellectual Property

All content on or provided through NM Academy, including but not limited to:

• text
• training material
• videos
• charts
• branding
• logos
• templates
• PDFs
• downloads
• graphics
• community material
• frameworks
• website design
• course structure

is owned by or licensed to NM Academy and protected by intellectual property laws.

No rights are granted except the limited right to use the content for your personal, non-commercial use in accordance with these Terms.

10. User Conduct

You agree not to:

• use the website unlawfully
• infringe intellectual property rights
• upload malicious code
• attempt unauthorized access
• scrape, copy, or harvest content or user data
• harass, threaten, or abuse others
• impersonate another person
• post misleading, false, defamatory, or unlawful content
• share content in violation of confidentiality or third-party rights
• use our name or content in a misleading way

11. Payments, Subscriptions, and Renewals

If you purchase a product, subscription, membership, or service:

• prices are shown as displayed at checkout
• you authorize the applicable payment processor to charge you
• subscriptions may renew automatically unless cancelled before the renewal date, where applicable
• you are responsible for taxes, charges, and fees unless stated otherwise
• access may be suspended for failed or reversed payments

12. Refund Policy

Unless otherwise required by mandatory law or expressly stated in writing:

• all sales are final
• no refunds are provided for digital products, memberships, coaching, communities, or educational services once access has been granted
• chargebacks or payment disputes made in bad faith may result in immediate termination of access and legal enforcement of our rights

13. Testimonials and Results

Testimonials, reviews, screenshots, examples, or case studies presented on the website or in marketing materials reflect individual experiences only. They are not typical, not guaranteed, and should not be interpreted as promises of future results.

14. Third-Party Services

We may use or link to third-party providers, platforms, brokers, charting tools, payment processors, community platforms, or analytics tools. We are not responsible for the availability, conduct, terms, policies, or services of third parties.

15. Disclaimer of Warranties

To the maximum extent permitted by law, the website and services are provided on an "as is" and "as available" basis, without warranties of any kind, express or implied, including warranties of merchantability, fitness for a particular purpose, non-infringement, availability, accuracy, or reliability.

16. Limitation of Liability

To the maximum extent permitted by law, NM Academy and its owner, affiliates, contractors, agents, and licensors shall not be liable for any direct, indirect, incidental, consequential, special, punitive, or exemplary damages, including loss of profits, loss of opportunity, loss of data, trading losses, business interruption, reputational harm, or any other loss arising out of or related to:

• your use of or inability to use the website or services
• reliance on content
• trading or investment decisions
• platform outages
• payment issues
• third-party conduct
• unauthorized access
• errors or omissions

Where liability cannot be fully excluded, it shall be limited to the amount actually paid by you to NM Academy for the relevant service in the preceding 3 months.

17. Indemnification

You agree to indemnify and hold harmless NM Academy and its owner, affiliates, contractors, and service providers from claims, losses, liabilities, damages, costs, and expenses, including reasonable legal fees, arising from:

• your misuse of the website or services
• your breach of these Terms
• your violation of law or third-party rights
• your trading, investment, or business activities

18. Termination

We may suspend, restrict, or terminate access to the website or services at any time, with or without notice, where reasonably necessary for security, legal, commercial, or policy reasons, including breach of these Terms.

Sections that by nature should survive termination remain in effect, including intellectual property, disclaimers, limitation of liability, indemnity, governing law, and dispute provisions.

19. Governing Law and Jurisdiction

These Terms are governed by the laws of Switzerland, excluding conflict-of-law rules. The exclusive place of jurisdiction shall be [JURISDICTION], Switzerland, unless mandatory law provides otherwise.

20. Severability

If any provision of these Terms is held invalid or unenforceable, the remaining provisions remain in full force and effect.

21. Changes

We may update these Terms from time to time. The updated version will be posted on this page with a revised "Last updated" date.